Protection
Considerations When Choosing Protection Insurance
1
Assess Your Needs
Evaluate your financial obligations, such as mortgage payments, living expenses, and dependents' needs, to determine the appropriate level of coverage.
2
Understand Policy Terms
Be aware of what each policy covers, any exclusions, and the claims process to ensure the insurance meets your specific requirements.
3
Review Regularly
Life circumstances change, so it's essential to periodically review and adjust your coverage to align with your current situation.
Services
Mortgage
A mortgage is a loan that you take out from a lender (usually a bank or building society) to buy a home or property.
Mortgages are typically repaid over a long period, such as 15, 20, or 30 years, with interest added to the amount you borrow.
There are many different characteristics to a loan and it can be tailored to meet your preferences and needs.
Protection
Mortgage protection refers to financial products that help safeguard homeowners and their families from the risks of losing their ability to meet mortgage payments due to unexpected circumstances. Protection can cover a variety of situations, including illness, job loss, or death.
It's an essential part of financial planning for homeowners, as it ensures that your mortgage will still be paid even if something happens that affects your ability to work or earn.
General Insurance
General insurance refers to a broad category of insurance products that cover various risks and provide financial protection against loss or damage to property, liability, health, and other types of risks.
If you own your property as a home owner or landlord, you will be obliged to protect it.
Our USP
Whole of Market
With a large pool of insures available to our clients, we can source the most suitable product based on their the needs and preferences.
Exclusive Products
By being apart of one of the leading Mortgage Networks in the UK, we are able to offer a variety of lenders from high street to non high street and specialist mortgage deals, which can be exclusive through our award winning network partners only.
Professional Service
Our service remains objective to our clients and their requirements. Being compliant with the FCA regulations ensure we remain professionally competent and up to date with the required industry legislation. Our due care towards our clients is demonstrated with the depth of support and our professional behavior we will portray from the very first engagement with us.
Cox and Flights Financials Services have over 80 years combined experience of successfully working in Estate Agency and Financial Services markets.
We use that inside knowledge to seamlessly integrate a mortgage & protection service into your business, to enhance your customer proposition and produce an additional revenue stream from your Client base.
The company is an independent Partner-owned FS business
No other share holders or investors and are not answerable
to changeable Corporate agendas.